MoneseMonese is a digital banking platform that offers mobile-based current accounts and financial services. It was founded in 2013 and is headquartered in the United Kingdom. Monese primarily targets individuals who require flexible and accessible banking services, especially those who may face challenges in opening traditional bank accounts due to residency or credit history requirements.
Monese provides a seamless and user-friendly mobile app that allows customers to open a UK or European IBAN current account quickly and easily. The platform offers various features such as instant spending notifications, budgeting tools, international money transfers, and currency exchange at competitive rates.
FinbeeFinbee is a Lithuanian peer-to-peer (P2P) lending platform established in 2015, facilitating both personal and business loans by connecting borrowers directly with individual investors.
Operating under the supervision of the Bank of Lithuania, Finbee offers an alternative to traditional banking by enabling investments in consumer and business loans. Notably, in 2023, the platform reported an average interest rate of 15.3% for investors.
ZingZing is an international money app and multi-currency card built to set you free to live your best international life.
We believe you shouldn’t have to worry about your international money. That’s why we provide a free app and card to give you an easy, rewarding and reassuring experience to send, spend and convert your money.
DebitumDebitum is a European peer-to-peer lending platform headquartered in Riga, Latvia, designed to allow investors to fund asset-backed business loans with low minimum investments, automated investing tools, and regulatory protection for potentially attractive returns.
Founded in 2018, Debitum facilitates investments in SME loans across several countries - often via asset-backed securities - offering net yields around 8.5-13?% annually and requiring as little as €10 or €50 to start.
RevolutRevolut is a financial technology company that offers a range of digital banking services and a mobile app that serves as a financial hub for users. It was founded in 2015 and has gained significant popularity globally.
Revolut provides various financial services, including currency exchange, international money transfers, budgeting tools, prepaid debit cards, and even cryptocurrency exchange. Users can create an account through the mobile app, which offers features like instant spending notifications, transaction categorization, and the ability to set savings goals.
The app also provides additional services such as travel insurance, access to stock trading, and cashback rewards on selected purchases.
Trade RepublicTrade Republic is a German-based online broker that offers commission-free trading of stocks, ETFs, and derivatives.
It provides a mobile app platform for trading, making it accessible and user-friendly. The company aims to democratize access to financial markets with low-cost investment options. Founded in 2015, Trade Republic has quickly gained popularity in Europe due to its simplicity and cost-effectiveness.
ZayzoonZayZoon is an innovative financial wellness platform that empowers employees to access a portion of their earned wages before payday, offering instant liquidity, budgeting tools, and optional fee-free payout methods to foster financial stability and reduce reliance on predatory lending.
BondoraBondora is a peer-to-peer lending platform that connects investors with individuals seeking personal loans, offering a straightforward way to invest in consumer credit and earn passive income.
Operating across Europe, Bondora provides borrowers with accessible financing while enabling investors to diversify their portfolios through fixed or automated investment options. The platform handles credit scoring, loan issuance, and repayment tracking, ensuring a seamless experience for users. Bondora’s transparency, simplicity, and potential for attractive returns make it a popular choice for those seeking alternative investments in the financial technology sector.
GroundfloorGroundfloor is a real estate crowdfunding platform that enables both accredited and non?accredited investors to invest in short?term, high?yield fractional real?estate debt backed by real properties, offering automated diversification and monthly income without the need for large capital or active management.
HoneyHoney is a browser extension and mobile app that helps online shoppers save money by automatically applying coupons and discounts at checkout.
It is owned by PayPal and can be used on a wide range of popular shopping websites. Honey has features that allow users to track prices, compare prices across different retailers, and earn rewards for shopping.
KlarnaKlarna is a financial technology company that provides online payment services for e-commerce websites.
The company is based in Stockholm, Sweden and was founded in 2005. Klarna offers a range of payment options for online shoppers, including the ability to pay for purchases in installments or to pay for an order after it has been delivered. Klarna also offers a financing service that allows shoppers to apply for a loan to pay for their purchases. The company partners with merchants to offer its services, and is available in a number of countries around the world.
SharesiesSharesies is an online investment platform based in New Zealand that allows individuals to invest in a range of financial products, including stocks, exchange-traded funds (ETFs), and managed funds.
Launched in 2017, Sharesies aims to make investing accessible and affordable for everyone by offering a user-friendly interface, low fees, and the ability to start investing with small amounts of money. The platform provides educational resources to help users understand the investment process and make informed decisions. Sharesies is particularly popular among new and young investors due to its simplicity and emphasis on financial literacy and inclusion.
OctaFXOctaFX is a global online broker specializing in forex and CFD trading.
It provides a platform for traders to speculate on the price movements of various financial instruments, including currencies, commodities, indices, and cryptocurrencies. OctaFX offers a range of trading accounts, catering to both beginners and experienced traders, along with competitive spreads and leverage options. Its user-friendly trading platforms and educational resources aim to assist traders in navigating the financial markets.
WirexWirex is a worldwide digital payment platform and regulated institution, that has forged new rules in the digital payments space. In 2015, the firm developed the world’s first contactless payment card that gives users the ability to seamlessly spend crypto and traditional currencies in real life.
Wirex was created in 2014 by CEOs and co-founders Pavel Matveev and Dmitry Lazarichev to make the digital economy accessible to everyone.
Wirex’s mission is to bridge the gap between conventional and cryptocurrencies with an overall goal to usher in a cashless society and the mainstream adoption of the digital economy.
MintosMintos is a leading European investment platform that allows individuals to invest in loans issued by non-bank financial institutions, offering the potential for stable returns.
Operating as a marketplace, Mintos connects investors with loan originators who provide personal, business, and mortgage loans, enabling a diversified portfolio of investments. The platform offers features such as automated investing, secondary market trading, and detailed loan risk ratings, giving investors flexibility and control. With its transparent structure and high accessibility, Mintos is an attractive option for those seeking passive income through alternative investments in the growing peer-to-peer lending market.