DebitumDebitum is a European peer-to-peer lending platform headquartered in Riga, Latvia, designed to allow investors to fund asset-backed business loans with low minimum investments, automated investing tools, and regulatory protection for potentially attractive returns.
Founded in 2018, Debitum facilitates investments in SME loans across several countries - often via asset-backed securities - offering net yields around 8.5-13?% annually and requiring as little as €10 or €50 to start.
HoneyHoney is a browser extension and mobile app that helps online shoppers save money by automatically applying coupons and discounts at checkout.
It is owned by PayPal and can be used on a wide range of popular shopping websites. Honey has features that allow users to track prices, compare prices across different retailers, and earn rewards for shopping.
IncomeIncome is an alternative investment platform that enables individuals to invest in loans worldwide, aiming to democratize access to alternative investments.
The platform offers a variety of loan types, including personal, business, and litigation financing loans, allowing investors to diversify their portfolios. The platform emphasizes security and transparency, offering detailed information about each loan and its originator. For more insights and updates, the Income blog features articles on loan investments, peer-to-peer lending, and platform news.
MoneseMonese is a digital banking platform that offers mobile-based current accounts and financial services. It was founded in 2013 and is headquartered in the United Kingdom. Monese primarily targets individuals who require flexible and accessible banking services, especially those who may face challenges in opening traditional bank accounts due to residency or credit history requirements.
Monese provides a seamless and user-friendly mobile app that allows customers to open a UK or European IBAN current account quickly and easily. The platform offers various features such as instant spending notifications, budgeting tools, international money transfers, and currency exchange at competitive rates.
WoolsocksWoolsocks is a personal finance app designed to help users save money and manage expenses by providing features like cashbacks, budget tracking, and savings insights.
Through its user-friendly interface, Woolsocks allows individuals to connect their bank accounts, analyze spending patterns, and receive cashbacks from partnered retailers, offering practical ways to save with minimal effort. Additionally, the app includes tools for setting savings goals, monitoring subscriptions, and tracking bills, making it a comprehensive solution for managing personal finances and improving financial well-being.
Trade RepublicTrade Republic is a German-based online broker that offers commission-free trading of stocks, ETFs, and derivatives.
It provides a mobile app platform for trading, making it accessible and user-friendly. The company aims to democratize access to financial markets with low-cost investment options. Founded in 2015, Trade Republic has quickly gained popularity in Europe due to its simplicity and cost-effectiveness.
WiseWise is a global technology company focused on international money transfers.
Founded in 2011, Wise offers a cheaper and faster way to send money abroad compared to traditional banks, utilizing a peer-to-peer system. The company's services include personal and business accounts, multi-currency accounts, and borderless cards.
Wise aims to provide transparency with low, upfront fees and real exchange rates, distinguishing itself by its ease of use, speed, and cost efficiency.
FinbeeFinbee is a Lithuanian peer-to-peer (P2P) lending platform established in 2015, facilitating both personal and business loans by connecting borrowers directly with individual investors.
Operating under the supervision of the Bank of Lithuania, Finbee offers an alternative to traditional banking by enabling investments in consumer and business loans. Notably, in 2023, the platform reported an average interest rate of 15.3% for investors.
PayPalPayPal is a widely recognized online payment platform that enables individuals and businesses to send and receive money securely and conveniently.
Acting as a digital wallet, PayPal allows you to link your bank accounts, credit cards, and debit cards, making online transactions simple and efficient. With PayPal, you can shop online, pay bills, send money to friends and family, and even receive payments for goods and services sold. Its buyer protection program and fraud detection systems provide an added layer of security, making it a trusted choice for millions of users worldwide.
Google PayGoogle Pay is a digital wallet and online payment system developed by Google to enable users to make payments using their smartphones, tablets, or watches.
It combines various services, including in-store payments, online purchases, and peer-to-peer transactions, into one app. Google Pay supports contactless payments using Near Field Communication (NFC) technology, allowing users to make secure payments at participating merchants. Additionally, it offers features such as storing loyalty cards, boarding passes, and event tickets. The app integrates with other Google services and provides enhanced security through tokenization and biometric authentication methods like fingerprint and face recognition.
GroundfloorGroundfloor is a real estate crowdfunding platform that enables both accredited and non?accredited investors to invest in short?term, high?yield fractional real?estate debt backed by real properties, offering automated diversification and monthly income without the need for large capital or active management.
RevolutRevolut is a financial technology company that offers a range of digital banking services and a mobile app that serves as a financial hub for users. It was founded in 2015 and has gained significant popularity globally.
Revolut provides various financial services, including currency exchange, international money transfers, budgeting tools, prepaid debit cards, and even cryptocurrency exchange. Users can create an account through the mobile app, which offers features like instant spending notifications, transaction categorization, and the ability to set savings goals.
The app also provides additional services such as travel insurance, access to stock trading, and cashback rewards on selected purchases.
Cash AppCash App allows users to send and receive money digitally using a smartphone or computer.
It provides a convenient way to transfer funds to friends, family, or other individuals who use the app. It offers features like instant money transfers, peer-to-peer payments, and the ability to buy and sell Bitcoin.
Users can link their bank accounts or debit cards to the app to easily deposit and withdraw funds. Cash App also provides a free Visa debit card called the Cash Card, which allows users to make purchases using their Cash App balance.
It has gained popularity for its simplicity and user-friendly interface, making it easy for people to manage their finances and make payments electronically.
ZayzoonZayZoon is an innovative financial wellness platform that empowers employees to access a portion of their earned wages before payday, offering instant liquidity, budgeting tools, and optional fee-free payout methods to foster financial stability and reduce reliance on predatory lending.
BondoraBondora is a peer-to-peer lending platform that connects investors with individuals seeking personal loans, offering a straightforward way to invest in consumer credit and earn passive income.
Operating across Europe, Bondora provides borrowers with accessible financing while enabling investors to diversify their portfolios through fixed or automated investment options. The platform handles credit scoring, loan issuance, and repayment tracking, ensuring a seamless experience for users. Bondora’s transparency, simplicity, and potential for attractive returns make it a popular choice for those seeking alternative investments in the financial technology sector.