Modena Capital
Modena Capital is a European online investment platform that lets retail investors put money into diversified loan pools—consumer loans and Buy Now, Pay Later claims—to earn interest and receive automated payouts. It automates allocation across many loan claims, offers buyback protection for overdue loans, and supports small starting investments from €50. The platform emphasizes transparency, regular reporting, and risk controls such as credit screening, diversification, and a stated capital reserve. Modena targets EU residents with an EU bank account and provides verification, segregated accounts, and audited reporting.