Chime is a U.S.-based financial technology platform that offers mobile-first banking services like checking accounts, savings accounts, and debit cards through partner banks, focusing on low fees and simple money management. Chime is not a traditional bank but a fintech company that provides its services via FDIC-insured partner institutions such as The Bancorp Bank and Stride Bank, meaning user deposits are still protected while using the app. It is known for features like no monthly fees, early direct deposit access, automatic savings tools, and credit-building products, all managed through a smartphone app without physical branches.