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PAYBACK is a loyalty program that allows customers to collect points when shopping at various partner stores and online retailers. Payback is one of the largest loyalty programs in the world, with millions of members earning points on everyday purchases such as groceries, fuel, and online shopping. These points can then be redeemed for discounts, vouchers, or other rewards from participating merchants. By partnering with a wide range of retailers, Payback offers its members a convenient way to earn rewards while shopping for essential goods and services.

bunq is a modern mobile bank that provides users with total control over their finances by allowing them to manage multiple sub accounts and international currencies through a single app. This service prioritizes a digital first approach to personal finance and business banking. It allows people to open accounts in minutes and offers unique features like automated budgeting and easy group expenses. The company also focuses on sustainability by giving users the option to offset their carbon footprint while they spend. By removing traditional banking hurdles, it creates a flexible environment for anyone looking to save or invest across borders without the typical stress of hidden fees.

Wise is a global financial service that simplifies international money transfers, allowing customers to send, receive, and manage their money in multiple currencies at low costs. With Wise, you can easily open an account that facilitates fast and affordable transactions across borders, ensuring you always get the real exchange rate without hidden fees. Whether you're making personal payments, managing business finances, or needing a debit card for spending abroad, Wise offers a seamless experience. Trusted by millions, Wise empowers users to move and manage their money freely, making international finances straightforward and efficient.

Trade Republic is a German digital bank and investment platform that allows users to trade stocks, ETFs, cryptocurrencies, and other assets through a simple mobile app while also offering savings and everyday banking features. Founded in 2015 and headquartered in Berlin, Trade Republic started as a low-cost “neo-broker” focused on commission-free investing, but has since evolved into a fully licensed bank under the European Central Bank. Today, it serves millions of users across Europe and provides services such as ETF savings plans, fractional shares, interest on uninvested cash, and a debit card with a personal IBAN for payments and transfers . Its main appeal is simplicity and low fees, although users sometimes note limitations in customer support or advanced trading features.

PayPal is a digital payment platform that allows users to make online transactions, send money, and manage their finances securely and conveniently. With PayPal, you can shop online or in-store, send money to friends and family, and even pay later with flexible financing options. The platform prioritizes security through encryption and fraud monitoring, ensuring that your financial information is protected. Users can also benefit from features like buyer protection and cashback offers, making it a versatile choice for both personal and business transactions. Whether you’re making a small purchase or managing larger payments, PayPal streamlines the process while keeping your money safe.

C24 is a modern banking service that offers innovative current accounts designed for your everyday financial needs, providing features like real-time payments, cashback on purchases, and customizable app interfaces. With a strong focus on user experience and security, C24 allows customers to manage their finances seamlessly through its app. The service includes various account models that cater to different preferences, offering benefits such as free Mastercard and girocard, zero foreign transaction fees, and the ability to create sub-accounts with unique IBANs. C24 stands out by combining convenience, flexibility, and competitive interest rates, making it an appealing choice for anyone looking to enhance their banking experience.

Revolut is a fintech company that offers a range of financial services, including banking, currency exchange, and debit cards, all through a user-friendly mobile app interface. Revolut's mission is to make managing your finances easier and more convenient by providing seamless access to a variety of banking services without the fees typically associated with traditional banks. With a focus on affordability and accessibility, Revolut has quickly gained popularity among users looking for a modern and efficient way to handle their money.

N26 is a mobile banking platform that allows users to manage their finances easily and securely through a smartphone app, offering features such as real-time transaction notifications, budget tracking, and international money transfers, all without hidden fees or paperwork. N26 provides a convenient and user-friendly way for individuals to take control of their money management, offering a seamless digital banking experience that prioritizes transparency and efficiency. With no physical branches, N26 caters to the modern consumer who values accessibility and simplicity in their financial services.