Refer a friend to referraldrop and receive 300 Points instead of 150 Points for a limited time!
Trade Republic is a German-based online broker that offers commission-free trading of stocks, ETFs, and derivatives. It provides a mobile app platform for trading, making it accessible and user-friendly. The company aims to democratize access to financial markets with low-cost investment options. Founded in 2015, Trade Republic has quickly gained popularity in Europe due to its simplicity and cost-effectiveness.
Google Pay
Google Pay is a digital wallet and online payment system developed by Google to enable users to make payments using their smartphones, tablets, or watches.
It combines various services, including in-store payments, online purchases, and peer-to-peer transactions, into one app. Google Pay supports contactless payments using Near Field Communication (NFC) technology, allowing users to make secure payments at participating merchants. Additionally, it offers features such as storing loyalty cards, boarding passes, and event tickets. The app integrates with other Google services and provides enhanced security through tokenization and biometric authentication methods like fingerprint and face recognition.
Mintos
Mintos is a leading European investment platform that allows individuals to invest in loans issued by non-bank financial institutions, offering the potential for stable returns.
Operating as a marketplace, Mintos connects investors with loan originators who provide personal, business, and mortgage loans, enabling a diversified portfolio of investments. The platform offers features such as automated investing, secondary market trading, and detailed loan risk ratings, giving investors flexibility and control. With its transparent structure and high accessibility, Mintos is an attractive option for those seeking passive income through alternative investments in the growing peer-to-peer lending market.
Sharesies
Sharesies is an online investment platform based in New Zealand that allows individuals to invest in a range of financial products, including stocks, exchange-traded funds (ETFs), and managed funds.
Launched in 2017, Sharesies aims to make investing accessible and affordable for everyone by offering a user-friendly interface, low fees, and the ability to start investing with small amounts of money. The platform provides educational resources to help users understand the investment process and make informed decisions. Sharesies is particularly popular among new and young investors due to its simplicity and emphasis on financial literacy and inclusion.
Paysend
Paysend is a UK-based financial technology company that simplifies how people and businesses send and receive money across borders.
It's essentially a digital money transfer platform offering services in over 170 countries. Paysend's popularity stems from its user-friendly interface, fast transfer speeds, and competitive fee structure.
One of Paysend's key selling points is its fixed fee model. Unlike traditional banks or money transfer services that often have complex fee structures based on the amount being transferred or the destination country, Paysend charges a flat fee regardless of the transfer amount. This transparency makes it easier for users to budget their transfers and avoid any surprise charges.
Wirex
Wirex is a worldwide digital payment platform and regulated institution, that has forged new rules in the digital payments space. In 2015, the firm developed the world’s first contactless payment card that gives users the ability to seamlessly spend crypto and traditional currencies in real life.
Wirex was created in 2014 by CEOs and co-founders Pavel Matveev and Dmitry Lazarichev to make the digital economy accessible to everyone.
Wirex’s mission is to bridge the gap between conventional and cryptocurrencies with an overall goal to usher in a cashless society and the mainstream adoption of the digital economy.
Groundfloor
Groundfloor is a real estate crowdfunding platform that enables both accredited and non?accredited investors to invest in short?term, high?yield fractional real?estate debt backed by real properties, offering automated diversification and monthly income without the need for large capital or active management.
Klarna
Klarna is a financial technology company that provides online payment services for e-commerce websites.
The company is based in Stockholm, Sweden and was founded in 2005. Klarna offers a range of payment options for online shoppers, including the ability to pay for purchases in installments or to pay for an order after it has been delivered. Klarna also offers a financing service that allows shoppers to apply for a loan to pay for their purchases. The company partners with merchants to offer its services, and is available in a number of countries around the world.
Woolsocks
Woolsocks is a personal finance app designed to help users save money and manage expenses by providing features like cashbacks, budget tracking, and savings insights.
Through its user-friendly interface, Woolsocks allows individuals to connect their bank accounts, analyze spending patterns, and receive cashbacks from partnered retailers, offering practical ways to save with minimal effort. Additionally, the app includes tools for setting savings goals, monitoring subscriptions, and tracking bills, making it a comprehensive solution for managing personal finances and improving financial well-being.
OctaFX
OctaFX is a global online broker specializing in forex and CFD trading.
It provides a platform for traders to speculate on the price movements of various financial instruments, including currencies, commodities, indices, and cryptocurrencies. OctaFX offers a range of trading accounts, catering to both beginners and experienced traders, along with competitive spreads and leverage options. Its user-friendly trading platforms and educational resources aim to assist traders in navigating the financial markets.
Revolut
Revolut is a financial technology company that offers a range of digital banking services and a mobile app that serves as a financial hub for users. It was founded in 2015 and has gained significant popularity globally.
Revolut provides various financial services, including currency exchange, international money transfers, budgeting tools, prepaid debit cards, and even cryptocurrency exchange. Users can create an account through the mobile app, which offers features like instant spending notifications, transaction categorization, and the ability to set savings goals.
The app also provides additional services such as travel insurance, access to stock trading, and cashback rewards on selected purchases.
Finbee
Finbee is a Lithuanian peer-to-peer (P2P) lending platform established in 2015, facilitating both personal and business loans by connecting borrowers directly with individual investors.
Operating under the supervision of the Bank of Lithuania, Finbee offers an alternative to traditional banking by enabling investments in consumer and business loans. Notably, in 2023, the platform reported an average interest rate of 15.3% for investors.
Venmo
Venmo is a popular mobile payment service that allows users to send and receive money from their friends, family, or anyone in their network. It was founded in 2009 and acquired by PayPal in 2013. Venmo is primarily used for person-to-person transactions and is commonly used to split bills, reimburse friends, or make payments for goods and services in the United States.
Honey
Honey is a browser extension and mobile app that helps online shoppers save money by automatically applying coupons and discounts at checkout.
It is owned by PayPal and can be used on a wide range of popular shopping websites. Honey has features that allow users to track prices, compare prices across different retailers, and earn rewards for shopping.
Debitum
Debitum is a European peer-to-peer lending platform headquartered in Riga, Latvia, designed to allow investors to fund asset-backed business loans with low minimum investments, automated investing tools, and regulatory protection for potentially attractive returns.
Founded in 2018, Debitum facilitates investments in SME loans across several countries - often via asset-backed securities - offering net yields around 8.5-13?% annually and requiring as little as €10 or €50 to start.
PayPal
PayPal is a widely recognized online payment platform that enables individuals and businesses to send and receive money securely and conveniently.
Acting as a digital wallet, PayPal allows you to link your bank accounts, credit cards, and debit cards, making online transactions simple and efficient. With PayPal, you can shop online, pay bills, send money to friends and family, and even receive payments for goods and services sold. Its buyer protection program and fraud detection systems provide an added layer of security, making it a trusted choice for millions of users worldwide.