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More than 25 years ago, Capital One revolutionized the credit card industry with data and technology. Today, we are one of the most widely recognized brands in banking — serving more than 100 million customers across a diverse set of businesses.
Mintos
Mintos is a leading European investment platform that allows individuals to invest in loans issued by non-bank financial institutions, offering the potential for stable returns.
Operating as a marketplace, Mintos connects investors with loan originators who provide personal, business, and mortgage loans, enabling a diversified portfolio of investments. The platform offers features such as automated investing, secondary market trading, and detailed loan risk ratings, giving investors flexibility and control. With its transparent structure and high accessibility, Mintos is an attractive option for those seeking passive income through alternative investments in the growing peer-to-peer lending market.
Google Pay
Google Pay is a digital wallet and online payment system developed by Google to enable users to make payments using their smartphones, tablets, or watches.
It combines various services, including in-store payments, online purchases, and peer-to-peer transactions, into one app. Google Pay supports contactless payments using Near Field Communication (NFC) technology, allowing users to make secure payments at participating merchants. Additionally, it offers features such as storing loyalty cards, boarding passes, and event tickets. The app integrates with other Google services and provides enhanced security through tokenization and biometric authentication methods like fingerprint and face recognition.
Nectaro
Nectaro is a licensed European investment platform that enables individuals to earn passive income by investing in loans, offering returns of up to 14%.
Operating under IBF License and regulated by the central bank of Latvia, Nectaro provides a transparent and secure environment for investors. The platform offers a user-friendly experience, allowing investors to create an account, verify their identity, deposit funds, and start investing in a diverse range of loans with just a few clicks.
Groundfloor
Groundfloor is a real estate crowdfunding platform that enables both accredited and non?accredited investors to invest in short?term, high?yield fractional real?estate debt backed by real properties, offering automated diversification and monthly income without the need for large capital or active management.
Venmo
Venmo is a popular mobile payment service that allows users to send and receive money from their friends, family, or anyone in their network. It was founded in 2009 and acquired by PayPal in 2013. Venmo is primarily used for person-to-person transactions and is commonly used to split bills, reimburse friends, or make payments for goods and services in the United States.
Revolut
Revolut is a financial technology company that offers a range of digital banking services and a mobile app that serves as a financial hub for users. It was founded in 2015 and has gained significant popularity globally.
Revolut provides various financial services, including currency exchange, international money transfers, budgeting tools, prepaid debit cards, and even cryptocurrency exchange. Users can create an account through the mobile app, which offers features like instant spending notifications, transaction categorization, and the ability to set savings goals.
The app also provides additional services such as travel insurance, access to stock trading, and cashback rewards on selected purchases.
Sharesies
Sharesies is an online investment platform based in New Zealand that allows individuals to invest in a range of financial products, including stocks, exchange-traded funds (ETFs), and managed funds.
Launched in 2017, Sharesies aims to make investing accessible and affordable for everyone by offering a user-friendly interface, low fees, and the ability to start investing with small amounts of money. The platform provides educational resources to help users understand the investment process and make informed decisions. Sharesies is particularly popular among new and young investors due to its simplicity and emphasis on financial literacy and inclusion.
Klarna
Klarna is a financial technology company that provides online payment services for e-commerce websites.
The company is based in Stockholm, Sweden and was founded in 2005. Klarna offers a range of payment options for online shoppers, including the ability to pay for purchases in installments or to pay for an order after it has been delivered. Klarna also offers a financing service that allows shoppers to apply for a loan to pay for their purchases. The company partners with merchants to offer its services, and is available in a number of countries around the world.
Zayzoon
ZayZoon is an innovative financial wellness platform that empowers employees to access a portion of their earned wages before payday, offering instant liquidity, budgeting tools, and optional fee-free payout methods to foster financial stability and reduce reliance on predatory lending.
Paysend
Paysend is a UK-based financial technology company that simplifies how people and businesses send and receive money across borders.
It's essentially a digital money transfer platform offering services in over 170 countries. Paysend's popularity stems from its user-friendly interface, fast transfer speeds, and competitive fee structure.
One of Paysend's key selling points is its fixed fee model. Unlike traditional banks or money transfer services that often have complex fee structures based on the amount being transferred or the destination country, Paysend charges a flat fee regardless of the transfer amount. This transparency makes it easier for users to budget their transfers and avoid any surprise charges.
Wirex
Wirex is a worldwide digital payment platform and regulated institution, that has forged new rules in the digital payments space. In 2015, the firm developed the world’s first contactless payment card that gives users the ability to seamlessly spend crypto and traditional currencies in real life.
Wirex was created in 2014 by CEOs and co-founders Pavel Matveev and Dmitry Lazarichev to make the digital economy accessible to everyone.
Wirex’s mission is to bridge the gap between conventional and cryptocurrencies with an overall goal to usher in a cashless society and the mainstream adoption of the digital economy.
Monese
Monese is a digital banking platform that offers mobile-based current accounts and financial services. It was founded in 2013 and is headquartered in the United Kingdom. Monese primarily targets individuals who require flexible and accessible banking services, especially those who may face challenges in opening traditional bank accounts due to residency or credit history requirements.
Monese provides a seamless and user-friendly mobile app that allows customers to open a UK or European IBAN current account quickly and easily. The platform offers various features such as instant spending notifications, budgeting tools, international money transfers, and currency exchange at competitive rates.
Cash App
Cash App allows users to send and receive money digitally using a smartphone or computer.
It provides a convenient way to transfer funds to friends, family, or other individuals who use the app. It offers features like instant money transfers, peer-to-peer payments, and the ability to buy and sell Bitcoin.
Users can link their bank accounts or debit cards to the app to easily deposit and withdraw funds. Cash App also provides a free Visa debit card called the Cash Card, which allows users to make purchases using their Cash App balance.
It has gained popularity for its simplicity and user-friendly interface, making it easy for people to manage their finances and make payments electronically.
Finbee
Finbee is a Lithuanian peer-to-peer (P2P) lending platform established in 2015, facilitating both personal and business loans by connecting borrowers directly with individual investors.
Operating under the supervision of the Bank of Lithuania, Finbee offers an alternative to traditional banking by enabling investments in consumer and business loans. Notably, in 2023, the platform reported an average interest rate of 15.3% for investors.
PayPal
PayPal is a widely recognized online payment platform that enables individuals and businesses to send and receive money securely and conveniently.
Acting as a digital wallet, PayPal allows you to link your bank accounts, credit cards, and debit cards, making online transactions simple and efficient. With PayPal, you can shop online, pay bills, send money to friends and family, and even receive payments for goods and services sold. Its buyer protection program and fraud detection systems provide an added layer of security, making it a trusted choice for millions of users worldwide.